What Are Workers Compensation Benefits In Florida

December 5, 2018
Pharmacy Services — Workers' Compensation — Our Pharmacy Network (OPN)

Between recovery time, time off work, and loss of income, a work-related injury can cause major disruption in one’s life. That’s where a workers’ comp pharmacy like Our Pharmacy Network comes to the rescue. Our Pharmacy Network is a specialty pharmacy that is dedicated to helping patients who were injured as a result of a work-related incident.

In the state of Florida, an injured worker is eligible for workers’ compensation benefits. At Our Pharmacy Network, we work with payers, doctors, and attorneys to help facilitate the Workers’ Comp process.

Benefits of Workers Comp Florida

Workers Comp benefits in Florida were created to compensate for losses due to a work-related injury. Applying for workers’ compensation also protects any worker from losing their job. One of the benefits of workers’ compensation in Florida is that an employer is prohibited by law to fire a worker if they have filed for benefits. An injured worker can be eligible for benefits like temporary disability benefits, permanent impairment benefits, and permanent total disability benefits.  

Temporary Disability Benefits

Injured workers are eligible for temporary disability benefits if they need time away from work to recover from a work-related injury or illness. This type of benefit provides two-thirds of the injured worker’s average weekly wage, up to a legal maximum. It is important to note that these benefits are not available for the first seven days off unless the injury keeps the injured worker from working for more than 21 days. Temporary disability benefits last until one of three events take place:

  • A doctor gives the all-clear to return back to work.
  • A doctor says the medical condition will not improve.
  • The maximum amount of time for temporary disability benefits has been reached.

Permanent Impairment Benefits

Permanent impairment benefits are provided to injured workers who are able to work to some extent, but have an impairment due to the work-related injury. After medical treatment is completed or six weeks before the temporary disability benefits are set to end, a doctor will examine the injured worker to determine if he or she has a lasting medication condition or loss of function as a result of the injury.

If there is an impairment, the doctor will give a rating and calculations will be done determining how long the impairment benefits should last. The amount in weekly benefits will be 75% of your temporary total disability rate.

Permanent Total Disability Benefits

If a doctor determines that an injured worker has an impairment that doesn’t allow them to do any type of work then permanent total disability benefits are available. Certain severe injuries like an amputation or severe brain injury automatically qualify for permanent total disability benefits. The permanent total disability benefit amounts will be the same amount as the total disability benefits. These benefits usually end when a person is 75 years old.

Our Pharmacy Network Can Help 

The road to recovery after a work-related injury can be long and hard. Many injured workers may require workers comp prescriptions in order to get back on their feet. Our Pharmacy Network can move the workers’ comp process along as quickly as possible to get the best results. We also provide home pharmacy delivery in order to get medications to patients quickly and efficiently at no out-of-pocket costs. If you have been injured due to a work-related injury, let Our Pharmacy Network help by calling us at 844-238-9313.

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